Look out for scams



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Summary:
See this very useful article on the FTC website for more information.

The FTC also offers some excellent advice on selecting a franchise or business opportunity, which applies to both online and offline opportunities.

In General

Watch out if the ad promises hundreds or thousands of dollars with little effort, 'guaranteed!' No one can guarantee that any business will succeed, and all businesses require effort and time to make money.

Also beware if no experience is required. Legitimate companies want you to know what you'll be selling, so you'll be excited about the business and the product. Then do it.

* If you found out about the company on a website, let the site know so that they can take it off their site.
* Post your story on the Ripoff Report, so that others can see your story.
* Contact the Attorney General in your state or the state the company is in.
* Contact the BBB, both your local office and in the company's state.
* Contact the National Fraud Information Center if this was a 'get rich quick' or 'easy money' scheme.
* Your local Consumer Protection Offices.
* The Postmaster if you recieved the offer in the mail.
* The Federal Trade Commission.
Article:
Scams are the bane of the work at home parent's existence. They clutter on the Internet and in the world in general. Fortunately, there are some warning signs you should right along look out for that will keep you from falling for most of them.

WAH Job Scams

Probably the most low-pressure scam is to ask a potential 'employee' to pay a fee for the job. This may be disguised as an dressing fee, software fee, processing fee, maintenance fee, etc. If you are to be an employee, the employer should be paying YOU, not the other way around. They may try to justify it as a way to weed out the applicants who are not serious hereabout the job, but don't make believe it. You wouldn't pay to cowl for a traditional, outside the home job, so don't pay to buckle down for an at home job.

Some legitimate companies may offer equipment that you will need to rent. This can be legitimate, but in general, you should be able to buy such equipment on your own. letter of credit into this option, as it can save you a lot of money.

Home deal Scams

Another popular work at home scam is to offer a kit to start a business, such as medical billing. This kit may contain outdated or irrelevant contact information and useless software. Medical billing is one of the popular areas for this particular scam. It is very difficult to start a home based medical billing service without prior experience,

MLM Scams

There are a lot of legitimate MLMs out there, but there are a tremendous number of scams too. If you decide to start your own proceedings as a part of an MLM, you need to make sure they are legitimate. Familiar names such as Tupperware, Avon and Mary Kay are easily seen as legitimate, but what well-nigh the more mysterious ones?

Some will refer you to a site that tells you all circa their wonderful opportunity, but not give you any details randomly what you will be selling, or even issue an ultimatum you don't have to sell anything. Be wary in these cases. Rather than a legitimate MLM, you may have stumbled slant a pyramid scheme. Pyramid schemes earn money primarily through recruiting, not through sales to customers. They may also require you to purchase a uncontrollable tab every month or not earn your commissions. This is known as inventory loading and is illegal. See this very useful typescript on the FTC website for more information.

The FTC also offers some excellent communication on selecting a franchise or stage business opportunity, which applies to both online and offline opportunities.

In General

Watch out if the ad promises hundreds or thousands of dollars with little effort, 'guaranteed!' No one can guarantee that any characterization will succeed, and all businesses require effort and time to make money.

Also look if no experience is required. While there may be legitimate opportunities out there that do not require experience, it is more likely that they are trying to prey on the inexperienced.

LOOK OUT FOR CAPITALIZATION!!! AND EXCLAMATION POINTS!!! Got your regard there, didn't I? That's their goal too. A scam wants you to get so excited in all directions their opportunity that you don't think. Be too smart to fall for that.

Vague ads where you have no idea what the product or service you will be selling are also trouble. Legitimate companies want you to know what you'll be selling, so you'll be excited some the patter and the product. Scams just want you to be excited random the business.

If you feel pressured to make an immediate decision, tell them the give good returns is 'no.' Once again, a legitimate visitant wants you to be enthusiastic and happy with your decision. If you're consumerism a franchise opportunity, make sure they have a money back guarantee.

Check the girl friend out on the Ripoff Report. Businesses can reply to reports here, so you get both sides of the story. See also the BBB's report on work at home scams.

If You Get Scammed

First try to rehabilitate it up with the company. If they are uncooperative, let them know that you will be contacting officials in spitting distance the matter. Then do it.

* If you found out through the association on a website, let the site know so that they can take it off their site.
* Post your story on the Ripoff Report, so that others can see your story.
* Contact the advocate General in your state or the state the butcher shop is in.
* Contact the BBB, both your local office and in the company's state.
* Contact the National Fraud Information Center if this was a 'get rich quick' or 'easy money' scheme.
* Your local Consumer Protection Offices.
* The Postmaster if you recieved the offer in the mail.
* The factor Trade Commission. in any event the FTC does not handle individual complaints, they are on the lookout for patterns of deception and unfair practices. To register a complaint, write to: Correspondence Branch, implement Trade Commission, Washington, DC 20580.



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I have just finished counselling with a client who was depressed. She is a young mum and initially she was in a very low mood. She hadn't experienced talk therapy before but her friends were pushing her to do something about how miserable she felt.
We talked about her life: the husband that loves her, her 7 month old daughter who she finds difficult to enjoy, her house, her friends and her relatives. About session three, I was wondering where the depression was coming from - her circumstances seemed good, she was healthy and she had several close relationships.

Then we started to talk about when the depression had started - just after her daughter's birth. She mentioned in a 'give away comment', her mother had come to see her then for the first time in 2 years. Well apparently her mum and dad had separated when she was 13 years, had gone off with their own lovers and in the intervening 10 years, my client had seen them separately, irregularly.
Then we started to unfold her memories of being left "in the family home" with her elder sisters (18 and 21 years), being expected to get herself up every day and out to school, feeding herself from whatever food was available in the kitchen, with her sisters at home only when they weren't at work or with boy-friends.

Apparently some days she bunked off school and sat on a wall near the shopping precinct, watching people pass, knowing that no one cared what she did or where she went.
So here was the root of her depression: my client had given up a lively job in a busy office when her baby was due, she was now stuck in her house with a new child and her husband was working long hours to support the three of them - for much of her day, no one cared what she did or where she went.
My client actually broke into tears as she uttered this phrase - no one cared what she did or where she went.

It has taken another six sessions to tease out all her pain and to counter the thoughts that were feeding it - what had she done to be discarded by her mum and dad, how was she going to cope with the world without her parents to love her, and how could she find someone to care about her?
It was easy for my client to project these thoughts into her new daughter's life: what would prevent her from abandoning her daughter on a shopping trip, why couldn't she feel any love for her daughter or her husband, and would anyone care if she went away?

Happily we have now worked through my client's difficult teenage years. She has recognised that her mum and dad were poor parents - so besotted with their own affairs that they hoped the other was doing the parenting and not realising that neither was. She knows she can make her own parenting different - she can choose to stay married to her husband, she can choose to love and cherish her child (or children, later) and in caring for her family, she can enjoy how much they care for her. A tipping point in my client's recovery was when she noticed how much joy her daughter has seeing her after an absence of a couple of minutes. Another important factor was becoming aware that her husband was always glad to see her, to hold her and to cherish her.

So now the depression is lifted. I don't say that it is gone forever because I cannot tell what the future will bring to my client. However, for now, she knows how to manage and chase away those low feelings: to see how her daughter and husband love her.

So now my client's first question to me 'Why am I feeling depressed?' is answered by "No one cared what you did or where you went" and we have found the antidote - 'They do now".


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