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Whether you have lots of money or just so-so, you need to economize and take proper care of your money ie your income, expenditures, savings and investments. 3) Always take care of your money personally: it's not necessary to do everything personally as soon as you can afford it but never allow any other person to have a right to handle your money without your knowing, or your express approval. Apply an easy rule: expenditure or cost is money thrown out of the window - you can't expect any return money on it, while investment is desirable (of course, not every investment is desirable): this should bring you more money, more property able to make you more money - the only questions you should carefully consider are whether you can/should afford such an investment at the moment, how much you're going to get back, how fast and whether it is acceptable. Article: Not Enough Money? I take it that most people haven't got enough money for everything they wish to have - the more you have the bigger your plans, and you have a feeling that you have less and less money. Whether you have lots of money or just so-so, you need to economize and take proper care of your money ie your income, expenditures, savings and investments. Below I give you 7 Golden Rules to a Financial Prosperity: 1) all the time have several streams of income: never rely on one income from one source only. 2) As soon as you start to earn, start to put behind closed doors a forearmed comprehend to create an routine money source: I remember I have universally had my own portfolio since I was a child, and can tell you that I needed it several times. Even if you have property, you may find yourself in a situation when you need fast cash. In such a situation, you will not sell your property, but you can sell part or even the whole of your portfolio. You don't need to start your portfolio with thousands of dollars, you can develop it. You only need to set a rule that you won't touch it when you don't need it, and keep it for vital urgencies. To buy a sportsman car or a bigger house is not an urgency. 3) on and on take care of your money personally: it's not necessary to do everything personally as soon as you can help to it but never give freely any other person to have a right to handle your money without your knowing, or your express approval. If you think that you don't have time to supervise this or that it's not important, you will have to find it later for much more unpleasant things when you lose your money. Many of you will 'hate' me for what I'm going to say now and I will receive lots of disapproving messages but I have to say it: don't even mete out your spouse to do this - love and money is not the right association, and I know what I am talking about. Keep these apart. Don't supervise your investments and expenditures only - frequently strictly piece together your money. Never rebate people to owe you - again: with no regard to how much money you have, unendingly demand every dollar you earn to be paid to you. 4) Strictly distinguish needle expenditures and investments: it's very easy to put everything as cost or overhead: don't do this. call on an easy rule: expenditure or cost is money thrown out of the window - you can't expect any return money on it, while investment is desirable (of course, not every investment is desirable): this should attend you more money, more property able to make you more money - the only questions you should cannily consider are whether you can/should heap upon such an investment at the moment, how much you're going to get back, how fast and whether it is acceptable. 5) Keep your expenditures at the minimum with no regard to how much money you have: expenditures are killing for everyone. It's useless to tell you stories as to big fortunes lost by unwise costs. I'm sure you know many yourself from your neighbourhood. 6) keep hands off loans, don't crib if you don't know for sure you can repay. Never purchase some on future incomes or promises. Just a little example: if I have a notice that a payment is on its way to my remains and I need the money today for some reason (however, I can't see any reason like that :-) - never mind), I can borrow. But, if I think I will sell 1,000 accounts receivable ledger next week, I mustn't borrow. 7) You must internationally earn more than you spend. In case you don't earn more than you spend, then you must spend less. In other words, you must invariably be in green. If you think that you must swap your car every six months even if you should borrow, then it may easily happen that you won't drive any in a very short time. I don't want to waste hours of your precious time by long essays on savings and wise advice. Just embrace one principle and whenever you want to do something with your money (- whether it's thousands or millions or just a couple of bucks), just think haphazard it: take care of the pennies and the pounds will take care of themselves.
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